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Family is extremely important to us. When you choose to raise your family in our community, we will be there for you now and for years to come. We’ll sit down with you and determine the goals you have for your family and help you put a plan in place to reach those goals. Whether it’s saving for your children’s’ education or saving towards retirement, we’ll be there for you. Check out some of the programs we have in place to help you and your family.

Simply Checking

  • May be opened with any initial deposit
  • There is no minimum daily balance requirement
  • No limit to the number of checks written per month

NOW Account

Whether you've just moved to the area or are a longtime resident, the NOW Account™ offers a whole bundle of benefits. You can utilize some or all of the following features: 

  • An interest-bearing checking account
  • May be opened with any initial deposit 
  • There is a daily minimum or average daily balance requirement to avoid a monthly service charge monthly fee
  • No limit to the number of checks that may be written per month
  • No charges per check written
  • Other service charges may apply
  • Please contact a Personal Banker for more details 

 

Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers. Overdraft protection also available. Please contact us if you have any questions.

Community Account™

Whether you've just moved to the area or are a longtime resident, the Community Account™ offers a whole bundle of benefits. You can utilize some or all of the following benefits:

• A Free interest bearing NOW Checking Account
• No monthly service charge and no minimum monthly balance1
• $2500 Companion account required
• FREE checks-no charge for first order of specialty checks
• FREE Online Banking and Telebank
• FREE Bill-Pay
• Free imaged checks option with CheckManager Plus
• We'll pay up to $10 for your old checks (200) or $15 if they are from a Barrington Bank
• Special rates on certificates of deposit
• FREE for the first year on a 3" x 5" x 21" Safe Deposit Box, or the equivalent towards a larger box3---50% off thereafter 
• FREE ATM Card or MasterCard Debit Card4
• Surcharge free Money Pass/SUM ATMs in Chicagoland area
• NO ANNUAL FEE Credit Card5

 

To take advantage of some or all of these benefits, all you have to do is open this N.O.W. Account with any amount.

 

1 Fees, such as overdraft charges, and fees for special services may apply. 2 Please call the bank for disclosure on this product. 3 Limited number available. 4 The bank does not charge a monthly card usage fee. Foreign transaction fees may apply, pending credit application approval, 5 Subject to credit approval.

 

 

Statement Savings Account

  • No minimum balance to open
  • Amount to avoid monthly fee is $200 daily balance 
  • Interest is compounded and paid monthly
  • Statements sent monthly
  • Transfer of funds to your checking account with Telebank or FREE online banking¹
  • Savings transfer overdraft protection at only $5.00 per transfer, click here for application

Passbook Savings Account

  • No minimum balance to open
  • Amount to avoid monthly fee is $200 daily balance 
  • You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, where all of your transactions are recorded
  • Interest is compounded and paid monthly

Money Market Account

Our Money Market Account combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges.

Features & Benefits

  • Minimum Daily Balance of only $2,500.00 to avoid a monthly service fee
  • Higher interest rates than a typical Savings Account
  • Unlimited deposits and up to six preauthorized debits at no charge
  • Unlimited withdrawals when made in person or by ATM, mail or messenger at the bank
  • FREE Online Banking and Telebank

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms

  • 1 Month
  • 3 Months
  • 6 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 30 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1000.00.

 

Home Equity Lines of Credit

Our home equity lines of credit can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:

  • Improving your home
  • Purchasing a vehicle
  • Paying off medical bills
  • Consolidating debt
  • Paying off a credit card balance while lowering your cost of borrowing

Give us a call or stop in today for more information.

Overdraft Protection

Overdraft Transfer

  • Allows you to cover the unexpected opportunity or the occasional overdraft by transferring funds from another account, within Barrington Bank & Trust, such as checking, savings or money market
  • An overdraft transfer will be in $100 increments
  • A convenience charge of $5 will be accessed for each automatic overdraft transfer

Please click here to access authorization form.  Please fill out completely and mail, fax to 847-304-6697 or drop it off at the bank.

 

Overdraft Protection (ODP)

  • Overdraft Protection—Allows you to cover the unexpected opportunity or the occasional overdraft
  • Flexible line amounts
  • Competitive interest rate

Please download this loan application form, fill it out completely and mail, fax 847-304-6697 or drop it off at the bank.

The loan application is provided for download in PDF format. Click on the image below to download a free copy of the Adobe PDF reader.

Auto Loans

Products & Programs

 

  • Flexible terms
  • Quick turnaround
  • Competitive rates
  • New or used vehicles
  • Loan to value up to 90% for new
  • Black book loan value for used cars 

Please download our automobile loan application form, fill it out completely and mail, fax it to 847-304-6697 or drop it off at the bank. Please contact us if you have any questions.

Mortgages

While some community banks may not be known for full service mortgage lending operations, we have it all: years of experience, hundreds of loan programs and pricing options, all coupled with the client-focused service that you have come to know from us. Our mortgage professionals have weathered the ever-changing real estate market.  To complement the basic Conventional, FHA and VA Programs, we are positioned to meet the needs of the continually evolving market demands.

Our highly skilled staff is dedicated to providing service that exceeds the expectations of the customer.  By staying abreast of technological advancements, our mortgage professionals can provide low-cost products and services to our customers.  As a result, you will find your experience with us surpasses that of any other lender you have dealt with in the past.

Loan Programs include:

  • We Offer a Complete Line of Loan Programs for Every Buyer
  • Pre-Qualifications Seven Days a Week
  • Fixed and Adjustable Rate Mortgages
  • Jumbo Loans
  • FNMA and FHLMC Conventional Financing
  • FHLMC, FHA & VA
  • 2nd Mortgages and Home Equity Lines of Credit (HELOC)
  • HECM or Home Equity Conversion Mortgages - “Reverse Mortgages” Available in Most States

Refinancing

If you want to learn about our refinancing options, please click here.

Contact Us

If you are interested in a mortgage, please contact us at 847-842-4500.  If you would like to apply online, please click here.


Wintrust Mortgage is a division of Barrington Bank & Trust, N.A., NMLS # 449042, a Wintrust Community Bank.


 

Refinancing

At Barrington Bank & Trust, our mortgage and banking professionals are here to guide you through the refinancing process and make your experience as easy as possible.  Depending on your current mortgage or home equity situation, refinancing may be an attractive option.

By refinancing with Barrington Bank & Trust, you may be able to:

  • Lower your current rate
  • Extend repayment period
  • Reduce risk
  • Lower your current payment

 

Contact Us 

By allowing Barrington Bank & Trust to handle your refinancing needs, you’re placing your trust with experienced mortgage and banking teams that understand the local communities in Barrington, Hoffman Estates, Palatine, and Hanover Park and surrounding markets.

We encourage you to stop by the bank or feel free to contact us by phone at 847-842-4500  You can also fill out this online form if you have any questions.