Rates As Of: 05/08/2008
|
Term |
From |
To |
Interest Rate |
APR* |
|
10 yr Term |
$100,000+ |
|
Prime minus 1.05%** |
3.95% |
|
10 yr Term |
$25,000 |
$99,999 |
Prime minus 0.50%** |
4.50% |
|
10 yr Term |
$5,000 |
$24,999 |
Prime minus 0.25%** |
4.75% |
*Offer available for a limited time. Early termination fee applies.
**To qualify for these rates you must have an automatic payment from a Barrington checking account. For the Barrington Bank and Trust variable rate Home Equity Line, the Annual Percentage Rate (APR) is a variable rate based on the highest Prime Rate (Prime Rate as of 05/08/2008 is 5.00%) reported in the Money Rates section of the Wall Street Journal (the "WSJ Prime"). The maximum APR for all credits is 21%. The minimum APR is 3.00%. Consult your tax advisor about the deductibility of interest. Property insurance is required. Offer applies to lines secured by owner-occupied, one-to-four family residences located in the state of Illinois and approval is subject to the bank's underwriting parameters. Offer applies to new Home Equity Line customers only.
Call a Personal Banker at 847-842-4500 or 847-381-1715 for other home equity line of credit programs that may be available.
Rates Effective: 05/08/2008
| NEW CAR RATES | LENGTH | TERMS | ||
|---|---|---|---|---|
| New 2008 - 6.75% APR | Up to 60 Months | 10% Down | ||
|
simple interest; 0.25% discount for automatic payment from a Barrington account or founder |
||||
| USED CAR RATES | MAXIMUM TERM | MAXIMUM LOAN AMOUNT | ||
|---|---|---|---|---|
| 2007 | 6.75% APR | 60 Months | Black Book Value | |
| 2006 | 7.00% APR | 48 Months | Black Book Value | |
| 2005 | 7.25% APR | 42 Months | Black Book Value | |
| 2004 | 7.50% APR | 36 Months | Black Book Value | |
|
|
2003 | 7.75% APR | 24 Months | Black Book Value |
|
|
simple interest; 0.25% discount for automatic payment from a Barrington account or founder | |||
Rates Effective: 05/08/2008
|
Term Rate Discounted Rate* |
||||
| 1 - 5 years 7.00% APR 6.75%*APR | ||||
|
6 - 10 years 7.25% APR 7.00%*APR *0.25% discount for automatic debit from Barrington account or founder |
Call a Personal Banker at 847-842-4500 or 847-381-1715 for information on other loans we offer.